Bad Credit Car Loans


There’s nothing quite like finding that perfect Honda vehicle for your lifestyle. However, before you drive it home, it’s a good idea to know a bit more about your credit. Your credit can help you see what kind of finance offers you can qualify for when shopping for a new car near Panama City, Springfield, and Callaway.

However, if your score isn’t as high as you’d like it to be, you can still get the loan you deserve with help from the team at Honda of Bay County. Learn more about our bad credit car loans below!

Bad Credit Car Loans: The Approval Process

Getting a car loan with bad credit is simple when you work with the helpful experts at our dealership. With years of experience working with all types of credit, they can make sure that you get the right loan for your specific needs.

If you’re ready to start the approval process, you can head over to our finance department or apply to get pre-approved online. From there, someone from our team will be in touch to discuss your credit, budget, and financial needs. Then, we’ll get to work on creating your ideal payment plan!

Our team works with a variety of banks and lenders so that we can provide you with the options and terms you want. Whether you have bad credit, good credit, or no credit at all, we’re committed to making sure you leave our showroom knowing that you have the right car and financing for your lifestyle.

All in all, securing a bad credit car loan at our dealership is quick and simple. Once you select your ideal payment plan, all that’s left to do is sign a few papers, and then you’ll be able to get behind the wheel of your new or used Honda!

Tips for Securing a New or Used Car Loan

Bad credit car loans can help those with less-than-perfect credit drive home in the vehicle they need. To aid in this process, we’ve provided some online tools to streamline it even further:

  • Apply for Financing Online: You can smoothly get pre-approved when you choose to finance online; our safe and secure digital form allows you to kickstart the approval process from the comfort of your own home! Just fill it out and submit your information, and our team will be in touch to talk further about your options.
  • Value Your Trade: With an online trade-in calculator, you can get a better idea of how much your vehicle is worth. Then, you can apply its value to your financing to help you get the terms you need for your new or used car!


Finally, it’s always important to take the steps needed to improve your credit. While securing a car loan with bad credit is possible, boosting your score will make it even easier to be approved for a loan when you’re ready to upgrade in the future. As such, be sure you’re making loan payments on time and keeping the credit balance on your accounts low.

Apply for Your Car Loan Today

At Honda of Bay County, it doesn’t matter what type of credit you have—we’re here to help you and other drivers all over Panama City, Springfield, and Callaway get the car loan they need to drive home happy.

For more information about bad credit car loans, or to learn more about financing your next new or used Honda, get in touch with the team at Honda of Bay County today!